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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PROFESSIONAL BENEFIT SERVICES, INC. Service code 13 · EIN 93-0998477 1193 ROYVONNE STE. 22 · SALEM, OR 97302 | Contract Administrator | $5,401 |
AMERICAN FUNDS2 years Filed as: CAPITAL BANK & TRUST Service code 64 · EIN 95-6817943 | Recordkeeping Fees | $1,109 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,880 | $110,083-55.6% | $151,645-67.8% | $68,490-28.6% |
| Participation rate | 87.1% | 84.0%+3.1pp | 87.5%-0.4pp | 67.9%+19.2pp |
| Annual return | -14.47% | -10.12%-4.3pp | 3.34%-17.8pp | -7.85%-6.6pp |
| Employer contribution / active EE | $1,366 | $4,470-69.4% | $6,165-77.8% | $2,597-47.4% |
| Participant deferral / active EE | $4,398 | $6,526-32.6% | $8,363-47.4% | $4,028+9.2% |
| Admin fee / account holder | $60 | $7,718-99.2% | $11,614-99.5% | $5,403-98.9% |