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Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,796 | $136,307-59.8% | $177,848-69.2% | $73,497-25.4% |
| Participation rate | 90.8% | 86.1%+4.7pp | 87.7%+3.1pp | 70.7%+20.1pp |
| Annual return | 13.11% | 18.68%-5.6pp | 48.33%-35.2pp | 28.51%-15.4pp |
| Employer contribution / active EE | $1,207 | $3,712-67.5% | $5,919-79.6% | $2,270-46.8% |
| Participant deferral / active EE | $4,349 | $5,829-25.4% | $7,714-43.6% | $3,740+16.3% |
| Admin fee / account holder | $27 | $596-95.5% | $12,431-99.8% | $513-94.7% |