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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,367 | $138,076-70.0% | $123,553-66.5% | $135,380-69.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -35.95% | 153.70%-189.7pp | 119.21%-155.2pp | 519.81%-555.8pp |
| Employer contribution / active EE | $3,843 | $5,152-25.4% | $4,628-17.0% | $4,779-19.6% |
| Participant deferral / active EE | $9,667 | $6,800+42.2% | $6,426+50.4% | $5,609+72.4% |
| Admin fee / account holder | $911 | $10,917-91.7% | $9,284-90.2% | $10,828-91.6% |