Retirement plan

OREGON CATHOLIC PRESS 403(B) PLAN

Name: OREGON CATHOLIC PRESS - OREGON CATHOLIC PRESS 403(B) PLAN (2017) Form 5500
Creator: OREGON CATHOLIC PRESS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OREGON CATHOLIC PRESS 403(B) PLAN, OREGON CATHOLIC PRESS

OREGON CATHOLIC PRESSEIN 93-0391556Plan #001PY 2017

5536 NE HASSALO - PORTLAND, OR 97213503-281-1191

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$19.7M

+21.8% from 2016

Total participants

219

-0.5% from 2016

Average account balance

$89,860

+22.3% from 2016

Annual return

16.24%

+9.62 pp from 2016

Benchmarks

See 1,704 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,704 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$27.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$129K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

216

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.36M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.56%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$271

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
DESCHUTES INVESTMENT CONSULTING2 years Service code 27 200 SW MARKET STREET STE 550 · PORTLAND, OR 97201	Advisory (Plan)	$30,687
AMERICAN FUNDS2 years Filed as: CAPITAL RESEARCH AND MANAGEMENT CO. Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071	Recordkeeping Fees	$8,097
VOYA RETIREMENT INSURANCE & ANNUITY2 years Filed as: VOYA RETIREMENT INSURANCE AND ANN. Service code 64 · EIN 71-0294708	Recordkeeping Fees	$0

Plan features & details

Pension benefit codes2L2G2E2K2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$40K

$257 / participant

Contract admin$39K96.1%
Other / not subdivided$2K3.9%

% of EOY assets

0.205%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS, LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$89,860

$50,637+77.5%

$86,582+3.8%

$62,293+44.3%

Participation rate

100.0%

67.9%+32.1pp

73.5%+26.5pp

69.5%+30.5pp

Annual return

16.24%

20.80%-4.6pp

965.08%-948.8pp

28.90%-12.7pp

Employer contribution / active EE

$5,342

$2,075+157.4%

$2,839+88.1%

$2,042+161.6%

Participant deferral / active EE

$5,198

$2,611+99.1%

$3,609+44.1%

$3,169+64.0%

Admin fee / account holder

$184

$413-55.5%

$4,904-96.2%

$479-61.6%

Provider

Service type

Compensation

DESCHUTES INVESTMENT CONSULTING2 years

Service code 27

200 SW MARKET STREET STE 550 · PORTLAND, OR 97201

Advisory (Plan)

$30,687

AMERICAN FUNDS2 years

Filed as: CAPITAL RESEARCH AND MANAGEMENT CO.

Service code 64

333 SOUTH HOPE STREET · LOS ANGELES, CA 90071

Recordkeeping Fees

$8,097

VOYA RETIREMENT INSURANCE & ANNUITY2 years

Filed as: VOYA RETIREMENT INSURANCE AND ANN.

Service code 64 · EIN 71-0294708

Recordkeeping Fees

OREGON CATHOLIC PRESS 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OREGON CATHOLIC PRESS 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion