Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,833 | $79,894-57.7% | $135,792-75.1% | $82,637-59.1% |
| Participation rate | 25.0% | 63.0%-38.0pp | 72.6%-47.6pp | 68.1%-43.1pp |
| Annual return | 7.26% | 17.20%-9.9pp | 25.96%-18.7pp | 53.51%-46.2pp |
| Employer contribution / active EE | $613 | $2,165-71.7% | $3,496-82.5% | $2,552-76.0% |
| Participant deferral / active EE | $1,918 | $3,194-40.0% | $4,759-59.7% | $4,126-53.5% |
| Admin fee / account holder | $2,118 | $6,434-67.1% | $12,266-82.7% | $7,339-71.1% |