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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,477 | $202,463+93.4% | $169,397+131.1% | $139,487+180.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 14.16% | 532.64%-518.5pp | 406.23%-392.1pp | 373.84%-359.7pp |
| Employer contribution / active EE | $5,654 | $4,694+20.5% | $4,013+40.9% | $4,755+18.9% |
| Participant deferral / active EE | $11,322 | $6,941+63.1% | $6,223+81.9% | $6,713+68.7% |
| Admin fee / account holder | $2,094 | $10,726-80.5% | $9,017-76.8% | $11,407-81.6% |