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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,554 | $211,946+50.8% | $169,452+88.6% | $135,380+136.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.17% | 3.26%-8.4pp | 1.83%-7.0pp | 519.81%-525.0pp |
| Employer contribution / active EE | $9,957 | $5,117+94.6% | $4,157+139.5% | $4,779+108.4% |
| Participant deferral / active EE | $11,494 | $6,075+89.2% | $5,277+117.8% | $5,609+104.9% |
| Admin fee / account holder | $15,331 | $11,472+33.6% | $9,110+68.3% | $10,828+41.6% |