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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,443 | $58,258+32.9% | $81,820-5.3% | $80,925-4.3% |
| Participation rate | 78.1% | 63.5%+14.7pp | 72.4%+5.7pp | 67.7%+10.5pp |
| Annual return | 9.02% | 41.76%-32.7pp | 777.93%-768.9pp | 35.65%-26.6pp |
| Employer contribution / active EE | $1,344 | $2,345-42.7% | $2,915-53.9% | $2,756-51.2% |
| Participant deferral / active EE | $5,661 | $3,284+72.4% | $4,323+31.0% | $4,299+31.7% |
| Admin fee / account holder | $3,544 | $4,976-28.8% | $7,391-52.0% | $6,940-48.9% |