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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,994 | $51,638+82.0% | $68,368+37.5% | $82,448+14.0% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 15.60% | 37.53%-21.9pp | 292.57%-277.0pp | 41.64%-26.0pp |
| Employer contribution / active EE | $1,517 | $2,047-25.9% | $2,649-42.7% | $2,551-40.5% |
| Participant deferral / active EE | $6,374 | $2,914+118.8% | $4,123+54.6% | $4,139+54.0% |
| Admin fee / account holder | $3,571 | $4,643-23.1% | $5,150-30.7% | $7,234-50.6% |