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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,443 | $58,311+32.8% | $81,882-5.4% | $80,959-4.3% |
| Participation rate | 78.1% | 63.5%+14.6pp | 72.4%+5.7pp | 67.7%+10.5pp |
| Annual return | 9.02% | 41.85%-32.8pp | 779.47%-770.5pp | 35.67%-26.6pp |
| Employer contribution / active EE | $1,344 | $2,347-42.7% | $2,916-53.9% | $2,757-51.2% |
| Participant deferral / active EE | $5,661 | $3,287+72.2% | $4,323+30.9% | $4,300+31.6% |
| Admin fee / account holder | $3,544 | $4,752-25.4% | $7,360-51.8% | $6,925-48.8% |