See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALDRICH WEALTH ADVISORS Service code 23 · EIN 93-1244319 | Investment advisory (participants); I... | $41,110 |
ALERUS FINANCIAL, N.A.4 years Filed as: ALERUS RETIREMENT SOLUTIONS Service code 15 · EIN 45-6062081 | Recordkeeping | $28,743 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,818 | $82,978+14.3% | $129,995-27.1% | $71,457+32.7% |
| Participation rate | 95.0% | 74.1%+20.9pp | 78.5%+16.5pp | 67.9%+27.1pp |
| Annual return | 16.67% | 20.60%-3.9pp | -137.18%+153.8pp | 28.85%-12.2pp |
| Employer contribution / active EE | $4,178 | $2,622+59.4% | $4,320-3.3% | $2,588+61.5% |
| Participant deferral / active EE | $4,294 | $4,432-3.1% | $5,820-26.2% | $4,289+0.1% |
| Admin fee / account holder | $421 | $1,729-75.7% | $10,614-96.0% | $1,587-73.5% |