See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALDRICH WEALTH ADVISORS Service code 23 · EIN 93-1244319 | Investment advisory (participants); I... | $42,960 |
ALERUS FINANCIAL, N.A.3 years Filed as: ALERUS RETIREMENT SOLUTIONS Service code 15 · EIN 45-6062081 | Recordkeeping | $29,668 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,641 | $86,655+1.1% | $119,609-26.7% | $66,914+31.0% |
| Participation rate | 97.5% | 75.6%+21.9pp | 79.3%+18.2pp | 69.8%+27.7pp |
| Annual return | -16.59% | -8.00%-8.6pp | -14.97%-1.6pp | 1.58%-18.2pp |
| Employer contribution / active EE | $4,497 | $2,536+77.3% | $4,232+6.3% | $2,544+76.8% |
| Participant deferral / active EE | $5,175 | $4,358+18.8% | $5,602-7.6% | $4,237+22.2% |
| Admin fee / account holder | $466 | $755-38.3% | $10,323-95.5% | $593-21.5% |