Filed July 14, 2025 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,281 | $103,966+113.8% | $112,923+96.8% | $75,177+195.7% |
| Participation rate | 97.4% | 75.7%+21.7pp | 80.5%+16.8pp | 67.2%+30.2pp |
| Annual return | 11.85% | 24.54%-12.7pp | 34.13%-22.3pp | 160.75%-148.9pp |
| Employer contribution / active EE | $13,047 | $3,870+237.1% | $4,570+185.5% | $2,671+388.5% |
| Participant deferral / active EE | $8,118 | $5,456+48.8% | $6,520+24.5% | $4,126+96.7% |
| Admin fee / account holder | $24,501 | $7,663+219.7% | $7,046+247.7% | $5,651+333.5% |