Filed July 14, 2025 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,907 | $98,463+148.7% | $119,237+105.4% | $85,851+185.3% |
| Participation rate | 94.1% | 77.6%+16.5pp | 82.7%+11.4pp | 69.3%+24.8pp |
| Annual return | 9.37% | 38.53%-29.2pp | 30.70%-21.3pp | 318.63%-309.3pp |
| Employer contribution / active EE | $12,818 | $3,698+246.6% | $4,383+192.4% | $2,565+399.6% |
| Participant deferral / active EE | $8,591 | $4,942+73.8% | $6,112+40.5% | $3,952+117.4% |
| Admin fee / account holder | $54,590 | $7,493+628.5% | $7,229+655.2% | $6,261+771.9% |