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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,344 | $99,875-74.6% | $146,866-82.7% | $86,983-70.9% |
| Participation rate | 73.5% | 75.8%-2.3pp | 82.5%-9.0pp | 69.5%+4.0pp |
| Annual return | 13.69% | 28.10%-14.4pp | 102.85%-89.2pp | 25.83%-12.1pp |
| Employer contribution / active EE | $1,437 | $3,224-55.4% | $4,425-67.5% | $2,584-44.4% |
| Participant deferral / active EE | $2,533 | $6,322-59.9% | $7,759-67.4% | $4,194-39.6% |
| Admin fee / account holder | $616 | $7,838-92.1% | $13,620-95.5% | $7,856-92.2% |