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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,816 | $93,617-75.6% | $135,982-83.2% | $75,177-69.7% |
| Participation rate | 76.7% | 75.2%+1.5pp | 81.9%-5.3pp | 67.2%+9.5pp |
| Annual return | 14.79% | 30.89%-16.1pp | 68.32%-53.5pp | 160.75%-146.0pp |
| Employer contribution / active EE | $1,129 | $3,538-68.1% | $4,859-76.8% | $2,671-57.7% |
| Participant deferral / active EE | $2,030 | $6,406-68.3% | $7,760-73.8% | $4,126-50.8% |
| Admin fee / account holder | $3,952 | $6,980-43.4% | $10,767-63.3% | $5,651-30.1% |