Retirement plan

DUCKWALL-POOLEY FRUIT CO. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN AND TRUST

Name: DUCKWALL-POOLEY FRUIT CO. - DUCKWALL-POOLEY FRUIT CO. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN AND TRUST (2017) Form 5500
Creator: DUCKWALL-POOLEY FRUIT CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DUCKWALL-POOLEY FRUIT CO. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN AND TRUST, DUCKWALL-POOLEY FRUIT CO.

DUCKWALL-POOLEY FRUIT CO.EIN 93-0157480Plan #004PY 2017

P.O. BOX 150 - ODELL, OR 970440150541-354-1694duckwallpooley.comLinkedIn11-50 employeesfarming

Other plans on this EIN

1 filing

#007Retirement-$1.4M assets

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$11.9M

+15.2% from 2016

Total participants

-4.2% from 2016

Average account balance

$517,259

+20.2% from 2016

Annual return

11.58%

+10.23 pp from 2016

Benchmarks

See 4,832 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants<25

Cohort4,832 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$558K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

30.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$21,852
ROSENBAUM FINANCIAL1 year Filed as: ROSENBAUM FINANCIAL INC Service code 27 150 SW HARRISON ST · PORTLAND, OR 97201	Advisory (Plan)	$16,345
PENSION ASSURANCE LLP1 year Filed as: PENSION PLANNERS NORTHWEST Service code 13 1600 VALLEY RIVER DR · EUGENE, OR 97401	Contract Administrator	$6,538

Plan features & details

Pension benefit codes2O2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$286K

$12983 / participant

Other / not subdivided$286K100.0%

% of EOY assets

2.401%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$517,259

$149,679+245.6%

$117,039+342.0%

$147,586+250.5%

Participation rate

100.0%

83.5%+16.5pp

77.2%+22.8pp

82.8%+17.2pp

Annual return

11.58%

19.31%-7.7pp

18.95%-7.4pp

578.59%-567.0pp

Employer contribution / active EE

$21,181

$4,937+329.0%

$3,785+459.7%

$4,876+334.4%

Participant deferral / active EE

$7,030

$4,912+43.1%

$3,929+78.9%

$5,439+29.3%

Admin fee / account holder

$12,419

$7,856+58.1%

$5,974+107.9%

$10,886+14.1%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: GREAT WEST LIFE & ANNUITY INSURANCE

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$21,852

ROSENBAUM FINANCIAL1 year

Filed as: ROSENBAUM FINANCIAL INC

Service code 27

150 SW HARRISON ST · PORTLAND, OR 97201

Advisory (Plan)

$16,345

PENSION ASSURANCE LLP1 year

Filed as: PENSION PLANNERS NORTHWEST

Service code 13

1600 VALLEY RIVER DR · EUGENE, OR 97401

Contract Administrator

$6,538

DUCKWALL-POOLEY FRUIT CO. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DUCKWALL-POOLEY FRUIT CO. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion