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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,681 | $208,088-80.5% | $186,193-78.2% | $154,746-73.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 34.77% | 89.97%-55.2pp | 78.03%-43.3pp | 172.34%-137.6pp |
| Employer contribution / active EE | $3,290 | $4,340-24.2% | $3,918-16.0% | $4,379-24.9% |
| Participant deferral / active EE | $13,162 | $7,078+86.0% | $6,513+102.1% | $6,730+95.6% |
| Admin fee / account holder | $303 | $11,698-97.4% | $11,058-97.3% | $14,365-97.9% |