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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,367 | $169,237-89.1% | $129,339-85.8% | $145,978-87.4% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | 20.76% | 14364.43%-14343.7pp | 9437.05%-9416.3pp | 550.52%-529.8pp |
| Employer contribution / active EE | $4,823 | $5,540-13.0% | $4,154+16.1% | $4,662+3.4% |
| Participant deferral / active EE | $11,632 | $4,991+133.1% | $4,170+179.0% | $6,690+73.9% |
| Admin fee / account holder | $644 | $9,882-93.5% | $7,668-91.6% | $13,400-95.2% |