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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,240 | $156,398-58.9% | $147,318-56.4% | $138,895-53.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 107.27% | 78.75%+28.5pp | 70.43%+36.8pp | 145.39%-38.1pp |
| Employer contribution / active EE | $12,726 | $4,853+162.2% | $4,593+177.1% | $4,194+203.4% |
| Participant deferral / active EE | $12,566 | $8,237+52.5% | $7,906+58.9% | $6,396+96.5% |
| Admin fee / account holder | $534 | $14,976-96.4% | $13,708-96.1% | $12,562-95.7% |