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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,564 | $185,883-92.7% | $170,043-92.0% | $139,466-90.3% |
| Participation rate | 75.0% | 87.8%-12.8pp | 87.0%-12.0pp | 80.3%-5.3pp |
| Annual return | 0.00% | 60.54%-60.5pp | 53.40%-53.4pp | 373.66%-373.7pp |
| Employer contribution / active EE | $3,231 | $7,596-57.5% | $6,790-52.4% | $4,754-32.0% |
| Participant deferral / active EE | $6,271 | $11,626-46.1% | $10,410-39.8% | $6,712-6.6% |
| Admin fee / account holder | $69,849 | $15,393+353.8% | $12,824+444.7% | $11,409+512.2% |