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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $608 | $88,702-99.3% | $81,780-99.3% | $145,978-99.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 43.98% | 1029.12%-985.1pp | 776.27%-732.3pp | 550.52%-506.5pp |
| Employer contribution / active EE | $0 | $3,084-100.0% | $2,914-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,439 | $4,645-69.0% | $4,321-66.7% | $6,690-78.5% |
| Admin fee / account holder | $1,188 | $8,414-85.9% | $7,384-83.9% | $13,400-91.1% |