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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,557 | $148,582-93.6% | $135,942-93.0% | $139,456-93.1% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 0.00% | 79.26%-79.3pp | 68.28%-68.3pp | 373.45%-373.4pp |
| Employer contribution / active EE | $2,722 | $5,245-48.1% | $4,858-44.0% | $4,753-42.7% |
| Participant deferral / active EE | $5,219 | $8,101-35.6% | $7,759-32.7% | $6,711-22.2% |
| Admin fee / account holder | $1,023 | $12,402-91.7% | $10,764-90.5% | $11,407-91.0% |