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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,452 | $174,379+27.6% | $152,093+46.3% | $138,895+60.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.74% | 74.86%-61.1pp | 66.36%-52.6pp | 145.39%-131.7pp |
| Employer contribution / active EE | $9,855 | $4,652+111.9% | $4,175+136.1% | $4,194+135.0% |
| Participant deferral / active EE | $9,139 | $6,159+48.4% | $5,451+67.6% | $6,396+42.9% |
| Admin fee / account holder | $2,005 | $16,880-88.1% | $14,497-86.2% | $12,562-84.0% |