Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,901 | $175,257+69.4% | $149,717+98.3% | $139,456+112.9% |
| Participation rate | 45.5% | 83.4%-37.9pp | 78.8%-33.3pp | 80.3%-34.9pp |
| Annual return | 10.49% | 166.70%-156.2pp | 134.41%-123.9pp | 373.45%-363.0pp |
| Employer contribution / active EE | $2,522 | $5,477-54.0% | $4,820-47.7% | $4,753-46.9% |
| Participant deferral / active EE | $5,936 | $6,521-9.0% | $5,682+4.5% | $6,711-11.5% |
| Admin fee / account holder | $8,663 | $16,156-46.4% | $13,213-34.4% | $11,407-24.1% |