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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7 | $88,702-100.0% | $81,780-100.0% | $145,978-100.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 25.30% | 1029.12%-1003.8pp | 776.27%-751.0pp | 550.52%-525.2pp |
| Employer contribution / active EE | $1,309 | $3,084-57.6% | $2,914-55.1% | $4,662-71.9% |
| Participant deferral / active EE | $1,495 | $4,645-67.8% | $4,321-65.4% | $6,690-77.7% |
| Admin fee / account holder | $4,243 | $8,414-49.6% | $7,384-42.5% | $13,400-68.3% |