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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,773 | $132,099-17.7% | $115,599-5.9% | $138,895-21.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 13.00% | 176.76%-163.8pp | 111.10%-98.1pp | 145.39%-132.4pp |
| Employer contribution / active EE | $6,417 | $3,416+87.8% | $2,955+117.1% | $4,194+53.0% |
| Participant deferral / active EE | $24,354 | $5,617+333.6% | $4,889+398.1% | $6,396+280.8% |
| Admin fee / account holder | $33,355 | $15,650+113.1% | $12,841+159.8% | $12,562+165.5% |