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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,275 | $148,623-77.6% | $135,974-75.5% | $139,466-76.1% |
| Participation rate | 88.2% | 83.9%+4.4pp | 81.9%+6.3pp | 80.3%+7.9pp |
| Annual return | 28.38% | 79.30%-50.9pp | 68.30%-39.9pp | 373.66%-345.3pp |
| Employer contribution / active EE | $1,624 | $5,246-69.0% | $4,859-66.6% | $4,754-65.8% |
| Participant deferral / active EE | $4,803 | $8,103-40.7% | $7,760-38.1% | $6,712-28.4% |
| Admin fee / account holder | $332 | $12,406-97.3% | $10,767-96.9% | $11,409-97.1% |