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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,507 | $115,225+10.7% | $100,712+26.6% | $138,895-8.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 23.60% | 40.35%-16.8pp | 33.27%-9.7pp | 145.39%-121.8pp |
| Employer contribution / active EE | $17,272 | $2,771+523.3% | $2,313+646.8% | $4,194+311.8% |
| Participant deferral / active EE | $22,003 | $4,699+368.2% | $4,085+438.6% | $6,396+244.0% |
| Admin fee / account holder | $871 | $10,844-92.0% | $9,256-90.6% | $12,562-93.1% |