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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,489 | $117,904-63.1% | $102,457-57.6% | $145,978-70.2% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 1660.85% | 31.80%+1629.1pp | 29.41%+1631.4pp | 550.52%+1110.3pp |
| Employer contribution / active EE | $1,961 | $3,613-45.7% | $3,022-35.1% | $4,662-57.9% |
| Participant deferral / active EE | $3,397 | $5,733-40.8% | $5,054-32.8% | $6,690-49.2% |
| Admin fee / account holder | $101 | $13,329-99.2% | $9,451-98.9% | $13,400-99.2% |