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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,031 | $124,425-88.7% | $112,040-87.5% | $137,256-89.8% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 16.66% | 24.72%-8.1pp | 24.52%-7.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $1,965 | $3,411-42.4% | $2,954-33.5% | $4,156-52.7% |
| Participant deferral / active EE | $4,937 | $5,718-13.7% | $5,098-3.2% | $6,407-22.9% |
| Admin fee / account holder | $995 | $15,207-93.5% | $12,098-91.8% | $12,270-91.9% |