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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,909 | $154,159-24.8% | $130,026-10.9% | $139,456-16.9% |
| Participation rate | 95.7% | 82.0%+13.7pp | 78.5%+17.2pp | 80.3%+15.3pp |
| Annual return | 20.08% | 32.50%-12.4pp | -137.26%+157.3pp | 373.45%-353.4pp |
| Employer contribution / active EE | $106 | $5,292-98.0% | $4,321-97.6% | $4,753-97.8% |
| Participant deferral / active EE | $13,515 | $6,710+101.4% | $5,821+132.2% | $6,711+101.4% |
| Admin fee / account holder | $2,105 | $14,001-85.0% | $10,608-80.2% | $11,407-81.5% |