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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,746 | $174,379-90.4% | $152,093-89.0% | $138,895-87.9% |
| Participation rate | 84.2% | 81.6%+2.6pp | 77.8%+6.4pp | 79.9%+4.3pp |
| Annual return | 31.19% | 74.86%-43.7pp | 66.36%-35.2pp | 145.39%-114.2pp |
| Employer contribution / active EE | $3,466 | $4,652-25.5% | $4,175-17.0% | $4,194-17.4% |
| Participant deferral / active EE | $6,571 | $6,159+6.7% | $5,451+20.5% | $6,396+2.7% |
| Admin fee / account holder | $975 | $16,880-94.2% | $14,497-93.3% | $12,562-92.2% |