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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,533 | $99,995-97.5% | $85,063-97.0% | $145,978-98.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.25% | 83.99%-74.7pp | 66.54%-57.3pp | 550.52%-541.3pp |
| Employer contribution / active EE | $0 | $3,231-100.0% | $2,727-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,186 | $5,295-20.9% | $4,523-7.4% | $6,690-37.4% |
| Admin fee / account holder | $4,328 | $7,255-40.3% | $6,155-29.7% | $13,400-67.7% |