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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,562 | $75,541-70.1% | $152,093-85.2% | $82,637-72.7% |
| Participation rate | 78.9% | 66.5%+12.4pp | 77.8%+1.2pp | 68.1%+10.9pp |
| Annual return | 26.80% | 32.56%-5.8pp | 66.36%-39.6pp | 53.51%-26.7pp |
| Employer contribution / active EE | $0 | $2,622-100.0% | $4,175-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,806 | $3,206-43.7% | $5,451-66.9% | $4,126-56.2% |
| Admin fee / account holder | $457 | $6,405-92.9% | $14,497-96.8% | $7,339-93.8% |