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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,147 | $58,312-17.4% | $86,656-44.4% | $71,529-32.7% |
| Participation rate | 22.6% | 65.0%-42.4pp | 71.7%-49.1pp | 67.9%-45.3pp |
| Annual return | 20.04% | 24.08%-4.0pp | 593.09%-573.1pp | 28.97%-8.9pp |
| Employer contribution / active EE | $592 | $2,576-77.0% | $3,025-80.4% | $2,590-77.2% |
| Participant deferral / active EE | $1,290 | $3,439-62.5% | $4,439-70.9% | $4,291-69.9% |
| Admin fee / account holder | $3,145 | $1,057+197.6% | $5,619-44.0% | $1,588+98.0% |