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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,283 | $54,370-29.6% | $82,763-53.7% | $68,490-44.1% |
| Participation rate | 33.8% | 63.9%-30.1pp | 72.6%-38.8pp | 67.9%-34.1pp |
| Annual return | -17.81% | -13.67%-4.1pp | 702.45%-720.3pp | -7.85%-10.0pp |
| Employer contribution / active EE | $834 | $2,219-62.4% | $3,008-72.3% | $2,597-67.9% |
| Participant deferral / active EE | $1,812 | $3,247-44.2% | $4,395-58.8% | $4,028-55.0% |
| Admin fee / account holder | $1,764 | $4,398-59.9% | $5,325-66.9% | $5,403-67.3% |