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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,722 | $183,592-2.1% | $155,574+15.5% | $145,877+23.2% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 5.18% | 61.37%-56.2pp | 64.87%-59.7pp | 551.28%-546.1pp |
| Employer contribution / active EE | $1,625 | $5,317-69.4% | $4,676-65.2% | $4,663-65.1% |
| Participant deferral / active EE | $12,720 | $6,466+96.7% | $5,629+126.0% | $6,691+90.1% |
| Admin fee / account holder | $940 | $19,316-95.1% | $15,914-94.1% | $13,402-93.0% |