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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,994 | $181,896-26.3% | $156,551-14.4% | $273,972-51.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 0.70% | 30.74%-30.0pp | 32.23%-31.5pp | 41.46%-40.8pp |
| Employer contribution / active EE | $10,161 | $6,248+62.6% | $5,501+84.7% | $4,869+108.7% |
| Participant deferral / active EE | $7,142 | $5,550+28.7% | $4,871+46.6% | $5,287+35.1% |
| Admin fee / account holder | $4,038 | $15,560-74.0% | $13,028-69.0% | $10,133-60.1% |