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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,000 | $96,678-57.6% | $86,640-52.7% | $139,466-70.6% |
| Participation rate | 69.2% | 74.4%-5.2pp | 71.7%-2.5pp | 80.3%-11.1pp |
| Annual return | 14.52% | 106.69%-92.2pp | 592.52%-578.0pp | 373.66%-359.1pp |
| Employer contribution / active EE | $2,320 | $3,265-28.9% | $3,024-23.3% | $4,754-51.2% |
| Participant deferral / active EE | $3,188 | $4,837-34.1% | $4,438-28.2% | $6,712-52.5% |
| Admin fee / account holder | $590 | $6,410-90.8% | $5,616-89.5% | $11,409-94.8% |