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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,560 | $90,607-71.8% | $79,467-67.8% | $135,380-81.1% |
| Participation rate | 75.0% | 76.0%-1.0pp | 73.3%+1.7pp | 82.6%-7.6pp |
| Annual return | -9.99% | 977.74%-987.7pp | 718.30%-728.3pp | 519.81%-529.8pp |
| Employer contribution / active EE | $2,448 | $3,068-20.2% | $2,800-12.6% | $4,779-48.8% |
| Participant deferral / active EE | $2,642 | $4,050-34.8% | $3,704-28.7% | $5,609-52.9% |
| Admin fee / account holder | $1,484 | $5,895-74.8% | $5,104-70.9% | $10,828-86.3% |