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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,637 | $72,071-46.4% | $68,368-43.5% | $137,256-71.9% |
| Participation rate | 71.4% | 76.2%-4.8pp | 73.8%-2.3pp | 80.0%-8.5pp |
| Annual return | 2.11% | 353.14%-351.0pp | 292.57%-290.5pp | 220.34%-218.2pp |
| Employer contribution / active EE | $1,374 | $2,788-50.7% | $2,649-48.1% | $4,156-66.9% |
| Participant deferral / active EE | $1,973 | $4,410-55.3% | $4,123-52.1% | $6,407-69.2% |
| Admin fee / account holder | $5,324 | $5,336-0.2% | $5,150+3.4% | $12,270-56.6% |