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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,637 | $70,366-45.1% | $66,674-42.1% | $138,895-72.2% |
| Participation rate | 71.4% | 76.2%-4.7pp | 73.7%-2.2pp | 79.9%-8.5pp |
| Annual return | 2.11% | 386.41%-384.3pp | 321.24%-319.1pp | 145.39%-143.3pp |
| Employer contribution / active EE | $1,374 | $2,765-50.3% | $2,620-47.6% | $4,194-67.2% |
| Participant deferral / active EE | $1,973 | $4,374-54.9% | $4,084-51.7% | $6,396-69.2% |
| Admin fee / account holder | $5,324 | $5,262+1.2% | $5,098+4.4% | $12,562-57.6% |