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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,200 | $118,869+92.0% | $96,575+136.3% | $167,518+36.2% |
| Participation rate | 66.7% | 75.5%-8.8pp | 69.8%-3.2pp | 82.1%-15.4pp |
| Annual return | 12.04% | 50.49%-38.5pp | 37.79%-25.8pp | 478.71%-466.7pp |
| Employer contribution / active EE | $1,511 | $3,120-51.6% | $2,357-35.9% | $4,838-68.8% |
| Participant deferral / active EE | $7,235 | $4,616+56.7% | $3,849+88.0% | $6,342+14.1% |
| Admin fee / account holder | $64,926 | $8,067+704.8% | $6,182+950.2% | $12,312+427.3% |