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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,305 | $165,399+113.6% | $149,745+135.9% | $158,982+122.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 18.07% | 348.34%-330.3pp | 276.72%-258.7pp | 302.99%-284.9pp |
| Employer contribution / active EE | $14,591 | $5,105+185.8% | $4,646+214.1% | $4,763+206.4% |
| Participant deferral / active EE | $13,574 | $7,183+89.0% | $6,843+98.4% | $5,983+126.9% |
| Admin fee / account holder | $508 | $10,811-95.3% | $9,312-94.5% | $11,252-95.5% |