Filed June 26, 2025 (most recent of 3 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
Service code 19 · EIN 51-0396365 | Securities Custodian | $189,790 |
Filed as: VARIABLE ANNUITY LIFE INSURANCE CO. Service code 19 · EIN 74-1625348 | Securities Custodian | $6,008 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,557 | $37,213-25.9% | $156,551-82.4% | $63,975-56.9% |
| Participation rate | 73.4% | 65.0%+8.4pp | 84.0%-10.6pp | 71.1%+2.3pp |
| Annual return | 10.99% | 47.89%-36.9pp | 32.23%-21.2pp | 48.65%-37.7pp |
| Employer contribution / active EE | $5 | $1,357-99.6% | $5,501-99.9% | $2,182-99.8% |
| Participant deferral / active EE | $3,948 | $2,070+90.7% | $4,871-19.0% | $3,356+17.6% |
| Admin fee / account holder | $75 | $56+32.6% | $13,028-99.4% | $70+6.0% |