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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,343 | $102,828+173.6% | $105,387+167.0% | $152,885+84.0% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.6%-4.8pp | 82.5%-4.7pp |
| Annual return | 12.37% | 20.85%-8.5pp | 26.82%-14.5pp | 345.39%-333.0pp |
| Employer contribution / active EE | $4,518 | $4,473+1.0% | $4,213+7.2% | $4,763-5.2% |
| Participant deferral / active EE | $9,974 | $5,465+82.5% | $5,502+81.3% | $5,851+70.5% |
| Admin fee / account holder | $48 | $8,683-99.5% | $6,559-99.3% | $11,598-99.6% |