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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,435 | $91,198+15.6% | $178,503-40.9% | $79,856+32.0% |
| Participation rate | 97.6% | 69.2%+28.4pp | 81.9%+15.7pp | 69.6%+28.0pp |
| Annual return | 13.20% | 24.20%-11.0pp | 151.12%-137.9pp | 31.71%-18.5pp |
| Employer contribution / active EE | $12,106 | $3,257+271.8% | $5,011+141.6% | $2,471+389.9% |
| Participant deferral / active EE | $6,463 | $3,237+99.7% | $5,202+24.2% | $3,741+72.8% |
| Admin fee / account holder | $17,572 | $6,748+160.4% | $13,987+25.6% | $5,306+231.1% |