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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,581 | $85,171+25.1% | $172,753-38.3% | $72,976+46.0% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 21.83% | 27.32%-5.5pp | 803.00%-781.2pp | 81.02%-59.2pp |
| Employer contribution / active EE | $11,886 | $3,324+257.6% | $5,144+131.1% | $2,440+387.1% |
| Participant deferral / active EE | $6,152 | $3,260+88.7% | $5,198+18.4% | $3,608+70.5% |
| Admin fee / account holder | $3,825 | $5,880-35.0% | $13,956-72.6% | $5,124-25.4% |