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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,766 | $174,379+174.0% | $152,093+214.1% | $138,895+244.0% |
| Participation rate | 84.2% | 81.6%+2.6pp | 77.8%+6.4pp | 79.9%+4.3pp |
| Annual return | 14.53% | 74.86%-60.3pp | 66.36%-51.8pp | 145.39%-130.9pp |
| Employer contribution / active EE | $4,430 | $4,652-4.8% | $4,175+6.1% | $4,194+5.6% |
| Participant deferral / active EE | $11,327 | $6,159+83.9% | $5,451+107.8% | $6,396+77.1% |
| Admin fee / account holder | $45,856 | $16,880+171.7% | $14,497+216.3% | $12,562+265.0% |