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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,436 | $175,231+84.6% | $149,696+116.1% | $139,466+131.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.59% | 166.77%-141.2pp | 134.46%-108.9pp | 373.66%-348.1pp |
| Employer contribution / active EE | $4,635 | $5,478-15.4% | $4,821-3.9% | $4,754-2.5% |
| Participant deferral / active EE | $11,728 | $6,521+79.8% | $5,682+106.4% | $6,712+74.7% |
| Admin fee / account holder | $954 | $16,155-94.1% | $13,212-92.8% | $11,409-91.6% |