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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,766 | $172,111+177.6% | $150,298+217.9% | $137,256+248.1% |
| Participation rate | 84.2% | 81.7%+2.5pp | 77.8%+6.5pp | 80.0%+4.3pp |
| Annual return | 14.53% | 69.37%-54.8pp | 62.79%-48.3pp | 220.34%-205.8pp |
| Employer contribution / active EE | $4,430 | $4,636-4.4% | $4,154+6.6% | $4,156+6.6% |
| Participant deferral / active EE | $11,327 | $6,166+83.7% | $5,453+107.7% | $6,407+76.8% |
| Admin fee / account holder | $45,856 | $16,471+178.4% | $14,116+224.9% | $12,270+273.7% |