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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,422 | $183,539+119.3% | $155,556+158.7% | $145,897+175.8% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 21.77% | 61.31%-39.5pp | 64.84%-43.1pp | 552.29%-530.5pp |
| Employer contribution / active EE | $4,265 | $5,315-19.8% | $4,675-8.8% | $4,663-8.5% |
| Participant deferral / active EE | $10,397 | $6,467+60.8% | $5,631+84.6% | $6,689+55.4% |
| Admin fee / account holder | $5,859 | $19,275-69.6% | $15,885-63.1% | $13,390-56.2% |