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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,455 | $109,411+69.5% | $89,435+107.4% | $158,982+16.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 15.72% | 345.68%-330.0pp | 245.55%-229.8pp | 302.99%-287.3pp |
| Employer contribution / active EE | $12,535 | $3,173+295.1% | $2,587+384.5% | $4,763+163.2% |
| Participant deferral / active EE | $8,092 | $4,600+75.9% | $3,890+108.0% | $5,983+35.2% |
| Admin fee / account holder | $26,942 | $6,159+337.5% | $4,884+451.6% | $11,252+139.5% |